David's blog | Jameson Financial

David's blog

What Will Your Retirement Be Like?

There’s been a lot of talk about reform of the private pension system in Ireland and the future introduction of a new “auto-enrolment” scheme, with a view to driving up pension coverage levels. With less than 50% of people in Ireland having made any provision themselves for their retirement, the pension coverage levels have become a real thorn in the side of successive governments over the last few decades.

Time to rethink Money on Deposit

5 Reasons to rethink money on deposit

Having some cash stashed away for a rainy day is important. However, if you’re saving for the future and you want the best potential growth, it’s worth considering the limitations of a savings deposit account and the trade-offs you might need to make for easy access.

Saving is not a financial plan

Personal Accident Cover: An alternative to Income Protection

It’s worth considering taking out Personal Accident Cover if Income Protection Insurance is not a viable option due to occupation or existing medical issues. Personal Accident Cover will pay you a weekly benefit for up to 12 months if you cannot work due to accident or injury. And when it comes to making a claim Jameson Financial will make it easy for you. 

Only 6% of women believe in saving for retirement!

Mind the pension gap

LACK OF PENSION PROVISION AMONGST YOUNG WOMEN SIGNALS FUTURE OF FINANCIAL DISEMPOWERMENT

Over €90m in protection claims paid out by Aviva in 2018

AVIVA INCOME & PROTECTION PAY OUTS REACH OVER €90M AS CANCER AND ORTHOPAEDIC CONDITIONS RANK HIGHEST IN 2018

Irish Life paid out €299 million in claims in 2018

Irish Life paid out €5.75million per week in Death and Specified Illness claims in 2018. However, there are still too many people in Ireland who are unprotected or who do not have sufficent protection for their needs.

Talk to Jameson Financial today if you are one of these people.

More than just financial products

The days of a Financial Broker only carrying out the role of an “insurance salesman” belong in the dim and distant past. Of course, identifying the needs of our clients, recommending product solutions and finding the best product to meet your specific need is still a very important role which we carry out.

5 ways Jameson Financial can help you with your money in 2019

A New Year – we’re all full of good intentions… Whether these are around spending more time in the gym, working less and spending more quality time with the family or maybe breaking some bad habit that’s been dragging you down for years, good intentions are usually hard to sustain. The first week or two is good, the problem usually kicks in towards the end of January. One way to help you is to have a guide or a mentor who will keep you on your new track.

Who is watching your (& your family's) back?

 

We hope that you realise the value to be gained from having Jameson Financial in your corner. Managing your financial life today can be a fairly complex affair, with lots of different challenges and aspects involved. Our role is to help you make wise decisions in relation to all areas of your financial life.

Tax Relief on Pensions

Saving for retirement can be attractive because of the tax treatment of pensions. Essentially, tax relief is provided in three phases:

-Tax relief on contibutions

-Tax relief on investment return

-Tax relief on investment return

Tax Relief on Contributions

For a 40% tax payer €100 per month will cost €60. For a 20% tax payer €100 per month will cost €80.00

Tax Relief on Investment Return

Your conributions are invested in pension funds which are exempt from Irish Tax - giving you a higher return

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